Salary sacrifice for employees

Enjoy simple, all-inclusive driving and no surprise bills with Zenith’s salary sacrifice car scheme.

What is salary sacrifice?

Salary sacrifice is one of the most affordable ways to get behind the wheel of a brand-new or quality used car.

The scheme is offered as a benefit through your employer, and if you’re eligible, you could enjoy tax-efficient driving, with a convenient all-inclusive package*.

As it’s classed as a benefit, you’ll pay Benefit-in-Kind tax (BiK), a.k.a. Company Car Tax, but even with this, it’s still a cost-effective option, especially if you opt for an electric vehicle (EV).

Plus, our used car deals mean your budget could stretch to a higher-spec car than you anticipated (and our Used Car Promise guarantees that you’ll get a car you can rely on).

Check your benefits package

Not sure if you have a scheme with us?

If you're not sure whether you already have a salary sacrifice car scheme with Zenith, check your benefits package or platform and you'll find the details there.

Ready to get started? Log in to your account to find your next set of wheels.

How does salary sacrifice work for employees?

You’ll get access to a car and all-inclusive package* by sacrificing a fixed amount from your pre-tax salary, meaning you’ll pay less National Insurance and Income Tax.

Just like leasing, you can choose from a range of makes and models before selecting a term length and mileage that suits you. Unlike leasing, however, there are no deposits or upfront costs – making that new car feeling even easier.

mercedes charging

Zenith’s all-inclusive package* includes:

tickedFully comp insurance
tickedRoad tax
tickedScheduled servicing and maintenance
tickedBreakdown cover
tickedReplacement tyres
tickedWindscreen and glass cover
tickedAccident management.
Read more about the scheme

My Account

Your salary sacrifice scheme

Log into your account to view the specifics of your employer’s scheme, as well as which cars are available to you.

On-demand

Salary sacrifice webinars

Our team host regular webinars to make sure you have all the information you need to make the right choice for you. Sign up for upcoming or view previous webinars below.

Drive an EV with salary sacrifice

Want to switch to electric? You’re in the right place.

Salary sacrifice is one of the most affordable and accessible ways to drive an electric vehicle (EV).

We offer EVs and plug-in hybrid electric vehicles (PHEVs) from a wide range of manufacturers, so you can find a car that suits your lifestyle.
As well as reducing your carbon footprint, opting for an EV could reduce your spending. They have lower running costs, Benefit-in-Kind rates, and many businesses offer free or reduced charging facilities.

Get more for your money with a used car

Get even more value with a used model.

All our used cars have our seal of excellence, and you’ll get the same great Zenith experience with our all-inclusive package*.

They’re also covered by our Used Car Promise which includes a full service history and third-party AA Safety Inspections – so you’ll get a great deal on a car you can rely on.

Need a car in a hurry? We offer delivery in as little as two weeks with our used models.

Salary sacrifice benefits at a glance

Whether you’re looking for a hatchback or saloon, you can find the perfect car for your budget and lifestyle with salary sacrifice.

Rachel Cracknell - employee


Stress-free driving with an all-inclusive package* 


Save on tax and National Insurance


No deposit or upfront costs


Easier budgeting with one monthly deduction


Range of makes, models, and fuel types


Change your car every few years


Make your budget stretch further with a used model

For employers

Are you an employer wanting to offer your employees a salary sacrifice scheme?

Check out our employer page for everything you need to know and to get started today.

Browse, quote and order in minutes

If you’re eligible for the scheme, you’ll be able to configure your ideal car online and place an order by logging into your account area. We’ve made salary sacrifice for employees easy, and you could get your car in 4 simple steps.

Eligible employees log in
  • 1

    Step one

    Browse the latest makes and models

  • 2

    Step two

    Get live quotes as you configure your car

  • 3

    Step three

    Submit your order for employer approval

  • 4

    Step four

    Sit back and wait for delivery day!

*Salary sacrifice pricing includes all maintenance and servicing, road tax, insurance, breakdown and recovery, tyres, glass and accident management. It excludes the cost of manufacturer subscriptions, the end-of-contract collection fee (minimum of £140) and any increases to road tax (increases will be subject to VAT). You will not own the car. T&Cs and exclusions apply, check your employer’s scheme policy for details. Subject to eligibility. Benefit in Kind (BiK) tax payable. Savings dependent on tax band.

Frequently asked questions

Salary sacrifice is where you give up part of your salary in return for a non-cash benefit (in this case a car). This means that the cost of the car is covered by a reduction in your gross basic pay before Income tax and National Insurance are deducted. The amount of pay given will not be subject to these deductions. You will be required to pay Benefit-in-Kind (BiK) tax on the value of the benefit.

If you choose an electric vehicle, you’ll benefit from our fantastic deals thanks to our buying power and lower running costs. This means you’ll get a brand-new car with no upfront payments and with salary sacrifice, you can save on BiK tax should you choose an EV. That can add up to thousands over the length of your vehicle term*.

It’s best to do your research in order to select the right electric vehicle for your lifestyle (check out our handy guide to help with this). The driving range varies between models, and can also be impacted by driving style, weather conditions, and the use of other features that draw power from the battery (get clued up on how to keep your EV battery healthy). So, it’s important to take into account not only the manufacturer’s advertised range, but also the range you can expect in the real world. This way, you can make sure your chosen vehicle meets both your work and personal needs. Still unsure? Our EV gurus are here to help.

View all FAQs

Drivers

Are you an employee looking for your scheme?

If your company currently has a salary sacrifice car scheme with Zenith and you're looking to browse the cars available, log in or activate your account using the link below.