Salary Sacrifice Car Scheme

How does salary sacrifice work?

Employees sacrifice a fixed amount of their pre-tax salary in exchange for a car and all-inclusive* package. This means there’s no cost to the employer and the employee pays less National Insurance and Income tax, so it’s more cost-effective than financing a car with their post-tax salary.

Plus, Zenith offers all fuel types across a wide range of manufacturers and models, as well as brand-new and quality-assured used models.

Get started with salary sacrifice

How an electric car scheme works

Offering electric vehicles (EVs) to employees through salary sacrifice is a tangible and simple way for businesses to promote sustainability. We’ll work with you to create your salary sacrifice policy, which can include a CO₂ cap. Your employees will then be able to choose from a wide range of electric or plug-in hybrid vehicles (PHEVs), depending on your policy.

Plus, EVs not only reduce emissions but cost too! With their reduced Benefit-in-Kind rates and running costs, driving an EV will help you look after the planet and the pounds!

Used car salary sacrifice

As well as brand-new cars, Zenith also offers used cars on its salary sacrifice schemes. Not only do employees get more for their money, but the cars can be on their driveway in as little as 14 days.

Plus, all our used cars come with our usual all-inclusive package* and are covered by our Used Car promise – so employees get a car they can rely on.

Salary sacrifice at Zenith

We’ve been the market leader in salary sacrifice car schemes for nearly three decades. Our expert teams and tried-and-tested procedures allow us to deliver a first-class experience that drive our customers’ business forward.

We handle the entire implementation from start to finish and integrate with existing HR and payroll systems, as well as providing support for all in-life scenarios, including insurance claims, breakdown cover, maintenance, and more.

Benefits of a salary sacrifice car scheme

Whether you’re looking to reduce cost, emissions, or staff turnover, salary sacrifice will accelerate your teams forward.

For employees

Cost and tax efficient

Stress-free driving with an all-inclusive package*

No deposit or upfront payments

Range of makes, models, and fuel types

Exclusive deals and special offers on brand-new cars

Exclusive deals on quality-assured used cars

Have the option to change cars every few years

Delivery in as little as 14 days for used cars.

 

Start as an employee

For employers

Tax efficient

Free to offer to employees

Attract and retain the best talent

Seamless integration with your HR and payroll

Reduce emissions and support ESG targets

Offer cars as a benefit for a happier workforce

Save on corporation tax.

 

Start as an employer

^{*Salary sacrifice pricing includes all maintenance and servicing, road tax, insurance, breakdown and recovery, tyres, glass and accident management. It excludes the cost of manufacturer subscriptions, the end-of-contract collection fee (minimum of £140) and any increases to road tax (increases will be subject to VAT). You will not own the car. T&Cs and exclusions apply, check your employer’s scheme policy for details. Subject to eligibility. Benefit in Kind (BiK) tax payable. Savings dependent on tax band.}